When a loved one dies and they have a life insurance or assurance policy, that policy may pay out a very significant sum. It’s only natural to question whether the payout forms part of their estate, which may be subject to probate, Inheritance Tax, and other taxes.

When a loved one passes away, the emotional strain can be overwhelming. Amidst the grief, one of the most difficult tasks is often arranging a funeral service. Whilst it's never easy to think about or plan, understanding the funeral arrangement process and how to manage the associated costs, can help relieve some of the stress experienced during a challenging time. We understand that bearing the responsibility of organising the perfect memorial to honour a loved one's life may feel like a monumental task. That's why we've created this blog post, to help you understand the steps involved and inform you of the options that are available to make the process smoother.